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COMMONWEALTH Bank customers will be able to withdraw cash from ATMs by using their smartphones and without a card from next month. Withdrawals are limited to one transaction a day, up to $200, and customers must first have the CommBank app installed on their smartphones. Customers who want to collect the cash themselves can select the amount to withdraw and the account via the app. Two unique numbers will be issued — an 8-digit cash code and a 4-digit cash PIN.