Skype’s first employee, Taavet Hinrikus from the tiny country of Estonia, has shifted from disrupting communications to international money transfers with his billion-dollar start-up TransferWise, and says Australia is the perfect market. TransferWise offers international money transfers five to 10 times cheaper than the banks, and Hinrikus says he came up with the idea during his time at Skype, where he was being paid in euros despite working in Britain. He had to convert the euros every time he was paid.

http://www.theaustralian.com.au/business/technology/transferwise-is-currency-for-success/news-story/fcb137ba999c2ec094ffc856835a0f15